3 Ways To Prevent Flood Damage To Your Business
The reality of nature unleashing its wrath can cause you to lose thousands of dollars in flood damage. Small businesses, which are the economic and often social engine of many communities, can be the most adversely affected by this calamity.
Floods can occur anywhere, often with little or no warning, and with devastating consequences. Protecting the bottom-line in order to remain open, or to re-open quickly after a flood disaster, requires taking steps now to prevent or reduce flood damage should your business be in the path of rising water.
Below are issues that small businesses must address to reduce the likelihood of flood damage and to prepare financially and operationally should a flood occur.
Elevate Your Property
The most effective ways to reduce or avoid flood damage are to elevate the building properly and/or choose a location well outside a high-risk flood plain. If such a location is not possible, the best way to increase the safety margin against flood damage is to raise the elevation of your building above Base Flood Elevation (BFE) for your location. Generally, buildings be at least 3 feet above the BFE, to account for flash flooding or higher than expected flooding levels. You can learn what the BFE is on your property by contacting your local building department.
Transfer All Important Items to Higher Levels
As a business owner, you know how important your documents and equipment are to effectively run your business. If you have a 2nd floor, locate your computers, servers, files and other equipment on the 2nd floor or higher. No matter how much you try to prevent flood damage by choosing a location for your business which is in higher ground, you can never be too sure. To avoid the hassle of panicking and making last-minute efforts to bring all heavy and vital equipment upstairs.